The Hechinger Report is a national nonprofit newsroom that reports on one topic: education. Sign up for our weekly newsletters to get stories like this delivered directly to your inbox. Consider supporting our stories and becoming a member today.

At 56, Linda McCampbell discovered she could get the college degree she always wanted.

Website for Time
This story also appeared in Time

A Nashville paralegal for 30 years, McCampbell last year attended an eight-hour workshop to judge how her life experience might be cashed in for academic credits at Lipscomb University. Could she knock months off a college education she thought was out of reach?

Competency-based colleges
Students being evaluated for competency-based credit at Lipscomb University in Tennessee. Credit: Lipscomb University

The answer? McCampbell got an entire academic year’s worth of credits at a fraction of what a year’s tuition would have cost.

Needless to say, she was delighted.

“It wiped out my freshman year,” said McCampbell, who earned those credits by proving she could deal with a full inbox of tasks and solve problems with a group.

Hundreds of colleges and universities are hurrying to develop similar so-called competency-based programs that let older students get academic credit by demonstrating proficiency in such things as leadership and organization.

Related: Want higher-ed reform? You may be surprised where you’ll find it

That means those students can earn degrees more quickly and at a lower cost — even lower now that the U.S. Department of Education has begun a pilot program under which students at 40 institutions will be able to use federal financial aid to pay for it, which was not previously allowed.

Competency-based colleges
Students being evaluated for competency-based credit at Lipscomb University in Tennessee. Credit: Lipscomb University

But critics fear that, in the rush to compete for students by promising them credits for experience, some colleges and universities will make getting competency-based credits too easy. Accreditors are still scrambling to set up standards for the practice. And a new study by the American Enterprise Institute says many questions remain about the process, including how students will earn credit in this way, how much they will be charged for it and whether they will really save money over the long term.

Competency-based programs “could very easily devolve into diploma mills,” said Amy Laitinen, a former White House and Department of Education advisor who is now deputy director for higher education at the New America Foundation and an advocate of the concept. “It could go south very quickly.”

Designers of competency-based programs say they measure whether what people have already learned in life is enough for them to forgo academic courses typically required as prerequisites toward a degree.

Nineteen early adopters of the competency model — including Lipscomb, Southern New Hampshire University, Capella University and the University of Wisconsin — are working together to design standards for such programs in a collaboration called the Competency-Based Education Network, or C-BEN. (C-BEN is supported by the Lumina Foundation, a funder of the Hechinger Report, which produced this story.)

Related: Colleges ratchet up recruiting of applicants — just to turn them down

But many of the institutions being allowed to use financial aid for competency-based education are not associated with the effort to establish standards.

Competency-based colleges
Students being evaluated for competency-based credit at Lipscomb University in Tennessee. Credit: Lipscomb University

“My worry is that you’re going to see schools that don’t do the hard work,” said Michael Offerman, an Arizona-based consultant who helps universities and colleges develop competency-based programs. “If you don’t do it right, you could threaten not only your own institution, but also the movement as a whole.”

Competency-based programs require a whole new way of thinking, said Alison Kadlec, a senior vice president at the nonprofit think tank Public Agenda.

“There is a danger of institutions just putting a new name on an old concept, or of institutions thinking this is a short-term panacea” for revenue shortfalls by luring new students with the promise of cheap degrees, she said. “That’s extremely dangerous, in my opinion. There’s a real danger that competency-based education could become learning for second-class citizens.”

The nation’s six regional accreditors, whose job it is to ensure the quality of colleges and universities, have also joined together to figure out how to judge competency programs. It hasn’t been easy, said Kevin Sightler, a member of the task force who represents the Georgia-based Southern Association of Colleges and Schools Commission on Colleges.

“There’s a lot of confusion, even among the accreditors,” he said. “Everyone’s just trying to get their hands around it right now. It’s completely different from historical approaches.”

There’s little question accreditors will have their hands full soon. Competency-based programs are cropping up rapidly nationwide, from community colleges and small liberal arts colleges to the largest universities. Just nine of the most active institutions collectively enroll more than 140,000 undergraduate and 57,000 graduate students, according to the American Enterprise Institute report.

Related: Is technology actually making higher education less efficient?

At least 200 schools are developing or considering competency-based programs, said Brian Fleming, an analyst with the higher-education consulting firm Eduventures.

“We think it’s only going to get bigger,” he said. “It is quite a Wild West.”

“Competency-based education is popular, and everybody wants a piece of it. There may be shortcuts or window-dressing.”

Lipscomb’s program has assessed more than 120 students, including McCampbell, since it started last year. In October, California’s Brandman University launched a fully online, competency-based bachelor’s degree with 44 students.

As colleges and universities see competitors bringing in new students with such programs, they’ll be tempted to cut corners, said Laurie Dodge, a Brandman vice chancellor and vice provost.

“Competency-based education is popular, and everybody wants a piece of it,” Dodge said. “There may be shortcuts or window-dressing.”

At its best, the competency model could help colleges turn out graduates who are prepared for the working world rather than just adept at cramming for tests. It could also bring in students at a time when enrollment is flat or declining, and when higher education is trying to tap into the growing market of students who are older than traditional college age. In the American Enterprise Institute study, 90 percent of the people who cashed in life experience for credit were 25 and older.

Related: Like retailers tracking trends, colleges use data to predict grades, graduations

“I think it’s being seen as something that can help institutions sustain themselves,” said Charla Long, Lipscomb’s dean of professional studies. “This might eventually be seen as the new face of higher education.”

Lipscomb’s eight-hour assessment — the one that let McCampbell skip her freshman year — starts by giving students various tasks to complete within 90 minutes. Later, the students participate in leaderless workplace discussions about, for example, hiring policies.

Evaluators want to see students prove their critical thinking and problem-solving skills, Long said — something employers want, and complain that too few traditional college graduates have.

About 1 million people in Tennessee have earned some college credits but no degree, Long said, and competency-based programs could make it easier for them to get one.

For McCampbell, who started looking at schools once her two children graduated from college themselves, the Lipscomb program opened doors that were closed when she was younger.

“I didn’t grow up in money. They even laughed at you if you brought up college,” said McCampbell, who is pursuing a bachelor’s degree in integrated studies.

“Something was always missing.”

This story was produced by The Hechinger Report, a nonprofit, independent news organization focused on inequality and innovation in education. Read more about higher education here.

Reproduction of this story is not permitted.

The Hechinger Report provides in-depth, fact-based, unbiased reporting on education that is free to all readers. But that doesn't mean it's free to produce. Our work keeps educators and the public informed about pressing issues at schools and on campuses throughout the country. We tell the whole story, even when the details are inconvenient. Help us keep doing that.

Join us today.

Letters to the Editor

At The Hechinger Report, we publish thoughtful letters from readers that contribute to the ongoing discussion about the education topics we cover. Please read our guidelines for more information. We will not consider letters that do not contain a full name and valid email address. You may submit news tips or ideas here without a full name, but not letters.

By submitting your name, you grant us permission to publish it with your letter. We will never publish your email address. You must fill out all fields to submit a letter.

Your email address will not be published. Required fields are marked *